Forecasting Financing Taxes And Advanced Topics

Entering a tenant improvement allowance

1 min. read Updated December 2, 2025

In commercial leases, a tenant improvement allowance is a pre-agreed amount that the tenant can use for office renovations. This allowance can cover costs such as interior build-outs, painting, floor installations, electrical upgrades, and other changes essential to making the space suitable for a tenant’s specific business needs. In exchange, the tenant typically agrees to lease the property for a set term, and the allowance terms are spelled out in the lease agreement. TIAs can play a significant role in shaping a business’s overall financial picture since they directly impact initial out-of-pocket expenses, capital investments, and projected cash flow requirements.

If your business plan includes a lease and you need to represent a tenant improvement allowance in your forecast, you'll need two entries:

  • One Long-Term Asset entry representing the dollar value of the improvement

  • One Investment entry to balance the expenditure 

Entry #1: Asset entry for improvement value

1. 

In the Forecast Overview, click Assets:

overview-with-arrow-pointing-to-assets
2. 

Click Add Asset

Image: asset table with add asset highlighted
3. 

Name the asset

Add Tenant improvement
4. 

Under Type, choose Long-term asset:

Long term asset
5. 

Enter the improvement's useful life. Under Do you plan to resell this asset, click No:

Tenant useful life

Note: In the U.S., the useful life of a tenant improvement is often the length of the lease. However, we recommend checking with your accounting advisor to ensure this is accurate for your local area.

6. 

Select One-time amount, and then enter the full amount of the allowance. Select the month in which the improvement work will begin.

Tenant improvement amount
7. 

Click Create & Exit.

Image: create and exit

The Assets table will now show the value of the improvement, depreciating over time:

Image: asset list tenant improvement

Note: The asset entry you created in the previous step represents the funds spent on the improvement. This Investment entry places the cash into your forecast for that expenditure.

Entry #2: Investment to balance the asset entry

1. 

In the Forecast Overview, click Financing:

overview-with-arrow-pointing-to-financing-090325
2. 

Click Add Financing and select Investment:

Add New Financing
3. 

Enter a name for the investment.

Add Fin tenant improvement
4. 

Select One-time amount. Enter the same amount as you entered in your asset entry, and select the same month in which the improvement work will begin:

Tenant improvement investment amount
5. 

Click Create & Exit:

Image: create and exit

For more info: